Primary Liability

Primary Liability

Casualty (or liability) is one of our lead lines of insurance and we’re committed to developing products that keep pace with and protect our clients from an increasingly litigious business environment.

Our standard policy wordings provide broad and comprehensive cover for conventional risks.

Dealing with something more complex? Our underwriters and risk engineers are well-known for partnering with insurance brokers and their clients to build bespoke programs for hard-to-place industries and occupations that demonstrate that they are highly risk-managed and actively manage the health and safety of their premises, operations and products. We offer considerable depth of experience as a lead insurer in the construction, utilities and energy sectors.

We focus on forming long term partnerships with our casualty clients. Our claims team has forged an enviable reputation for their service orientation and responsiveness, and will help to give you peace of mind.

Combined General & Products Liability (CGL)

The standard features of our new Combined General and Products Liability wording in Asia offer broad and relevant cover, and we welcome the opportunity to customise wordings to suit individual client’s needs. We will even write policies with a nil deductible and multiple reinstatements to the policy limit.

At a glance:

Worldwide jurisdiction
Care, Custody and Control from US$750,000
Automatic Financial Loss Extension (products only) from US$250, 000
One automatic reinstatement of the Product Liability Limit
US exports cover
Broader definitions of Injury and Damage
Professional Indemnity cover (when not for a fee)
Advertising Injury cover
Sudden and Accidental Pollution cover (including cleanup costs)

Video: Liberty now underwrites Life Sciences

Ann Dang

Senior Vice President, Head of Casualty and Professional & Financial Risks - Asia
T: +65 6622 9187

Benny Wong

Hong Kong Casualty Manager
T: +852 3655 2639

Daphne Cheah

Senior Underwriter, Casualty
T: +65 6622 9153

Glory Lo

Senior Underwriter, Casualty
T: +852 3655 2638

Matthew To

Underwriter, Casualty
T: +852 9855 3599

Sandy Chan

Underwriter, Casualty
T: +852 3655 2633

Marine & General Liability (MGL)

At a glance:

Developed specifically for marine-related exposures
Coverage up to the policy limit in respect of vessels or property in the care/custody/control of the insured for the purposes of being worked on

Ann Dang

Senior Vice President, Head of Casualty and Professional & Financial Risks - Asia
T: +65 6622 9187

Benny Wong

Hong Kong Casualty Manager
T: +852 3655 2639

Daphne Cheah

Senior Underwriter, Casualty
T: +65 6622 9153

Glory Lo

Senior Underwriter, Casualty
T: +852 3655 2638

Matthew To

Underwriter, Casualty
T: +852 9855 3599

Upstream Exploration & Production Casualty

For 20 years we’ve been helping to protect Australian and Asian based upstream exploration and production companies against liability for damage and/or injury to third parties caused by a wide range of activities – from seismic surveys, drilling oil and gas wells to ongoing production activities and infrastructure.

At a glance:

Up to US$50m capacity
Ability to write onshore and offshore risks
Primary or excess cover
Claims made or occurrence basis wordings
Dedicated underwriting resource

Benny Wong

Hong Kong Casualty Manager
T: +852 3655 2639

Glory Lo

Senior Underwriter, Casualty
T: +852 3655 2638

Matthew Johns

Assistant Vice President, Casualty & SA Branch Manager
T: +61 8 8124 8508

Matthew To

Underwriter, Casualty
T: +852 9855 3599

Project-Specific Construction Liability

At a glance:

Any construction period (including those >5 years)
Up to 10 years’ Maintenance/Defects Liability and/or Completed Operations cover
Track record in a range of projects, including (but not limited to) airports, rail, tunneling and offshore oil and gas

Casualty Appetite Guide HK

Ann Dang

Senior Vice President, Head of Casualty and Professional & Financial Risks - Asia
T: +65 6622 9187

Benny Wong

Hong Kong Casualty Manager
T: +852 3655 2639

Daphne Cheah

Senior Underwriter, Casualty
T: +65 6622 9153

Glory Lo

Senior Underwriter, Casualty
T: +852 3655 2638

Matthew To

Underwriter, Casualty
T: +852 9855 3599

Find a Specialist

Angus Kench

Vice President Claims, Casualty, Workers Compensation and Crisis Management, Asia Pacific
T: +61 2 8298 5975

Kenneth Wan

Casualty Claims Manager, North Asia
T: +852 3655 2631

Angelo Maniatis

Vice President, Risk Engineering Casualty & Professional & Financial Risks, Asia Pacific
T: +61 3 9619 9868

Joyce Horiguchi

Principal Risk Engineer, Casualty
T: +852 3655 2684

Our Underwriting Team
I aim to provide speedy responses with tailor-made solutions to satisfy our clients.

Glory Lo

Senior Underwriter, Casualty
T: +852 3655 2638

Glory Lo

Our Underwriting Team
I lead the Professional & Financial Risks team in Asia and enjoy tailoring expert insurance solutions that help our clients operate with certainty.

Ann Dang

Senior Vice President, Head of Casualty and Professional & Financial Risks - Asia
T: +65 6622 9187

Ann Dang

Our Underwriting Team
I strive to provide a fast turnaround with tailor-made solutions that supports our clients' needs.

Benny Wong

Hong Kong Casualty Manager
T: +852 3655 2639

Benny Wong

Our Underwriting Team
Safeguarding your interests with speed and expertise is my drive to succeed.

Matthew To

Underwriter, Casualty
T: +852 9855 3599

Matthew To

Our Underwriting Team
My role at Liberty focuses on providing quality service to our clients, by tailoring solutions to meet their specific requirements.

Sandy Chan

Underwriter, Casualty
T: +852 3655 2633

Sandy Chan

Our Underwriting Team
Making quick, feasible and tailor-made third-party liability solutions for our clients is what I pride myself on.

Daphne Cheah

Senior Underwriter, Casualty
T: +65 6622 9153

Daphne Cheah